Your home is more than where you live; it’s where you build your life and the lives of your family. Our home insurance is personalized for your needs. You can also talk to your agent at any time about any of the questions you may have about protecting what matters most to you. They can explain your policy and coverages, as well as any discounts and deductibles for which you may qualify.
Home
- Covers many types of damage for many causes of loss
- Covers your home and includes detached structures (i.e. a detached garage) at a minimum of 10% of the limit of your home coverage
Possessions
- Coverage based on a percentage of your home insurance limits
- Covered anywhere in the world
- Comprehensive coverage covers many types of damage
- Includes Content Replacement Cost, which pays for the repair or replacement cost without deduction for depreciation
Liability
- Coverage pays when you’re liable for damage to someone else’s property, including your pets
- Includes payment to resolve claims or defend lawsuits against you
Medical Payment
- Covers the medical costs for any non-residential injured at your residence
Additional Living Expenses
- Covers additional living expenses up to 24 months if a covered loss makes your home unfit for habitation
- Coverage based on a percentage of your home insurance limits
- Covers loss of rental income for up to 12 months if a covered loss makes a rented-out portion of your home unfit for habitation
